Personal FinanceGlobal E-commerce – How I Avoided a ScamSometimes in the first week of August, I got a Facebook message from a close ...By Cheerful DonkeyNovember 4, 2024
ReportsBhutan Stock Market Report [Oct ’24]When HM visited Australia this October, we got a real sense of how many Bhutanese ...By Cheerful DonkeyNovember 3, 2024
ReadingsMillionaire Fastlane: Should You ReadThe Millionaire Fastlane book provides some more perspectives on how we are supposed to be ...By Cheerful DonkeyOctober 28, 2024
InvestingWhere to Learn Investing In Stock MarketInvesting in Bhutan stock market is much easier now. It’s not only for rich people. ...By Cheerful DonkeyOctober 11, 2024
ReportsBhutan Stock Market Report [Sep ’24]I have written a post that I won’t subscribe to the right shares of PCAL ...By Cheerful DonkeySeptember 30, 2024
Personal FinanceWhen Your Money Makes 2x a PWD WorkerI have a friend whose investment portfolio makes passive income twice a daily wage of ...By Cheerful DonkeySeptember 25, 2024
Personal FinanceLiving Poor in Bhutan – Will it Become HardDuring my primary school days, most of the times I would go school bare foot ...By Cheerful DonkeySeptember 12, 2024
InvestingGood to Buy Shares During a Public AuctionWhen a large number of shares of a particular company needs to be sold, RSEBL ...By Cheerful DonkeySeptember 4, 2024
ReportsBhutan Stock Market Report [Aug ’24]Bhutan stock market was quite busy in August month, with existing PCAL shareholders either subscribing ...By Cheerful DonkeySeptember 1, 2024
InvestingRenewable Energy Bond – Is it Worth InvestingDruk Green and Power Corporation Ltd, a DHI company will be issuing the Renewable Energy ...By Cheerful DonkeyAugust 23, 2024
Personal FinanceI Purchased a Second Hand Alto in ThimphuWhen my friends are crazy about lifting of vehicles import ban since 18th August, I ...By Cheerful DonkeyAugust 18, 2024
Personal FinanceAre we Actually too Proud to Become RichIf we ask people if they want to be rich—having good amount of money—I am ...By Cheerful DonkeyAugust 9, 2024
ReportsBhutan Stock Market Report [Jul ’24]When PCAL announced right shares at 3:5 on 20th June, I wasn’t happy. I know ...By Cheerful DonkeyAugust 1, 2024
InvestingHead Start Plan For the Kids to Build WealthIf I had some wealth when I started life after graduation, I wonder how my ...By Cheerful DonkeyJuly 25, 2024
Personal FinanceI Had a Rich Friend: How Did I Feel About ItWhen I was in Royal Thimphu College pursuing the bachelors, I had a rich friend ...By Cheerful DonkeyJuly 17, 2024
InvestingDividend Investing: Will It Work in BhutanDividend investing means investing in stock market, primarily for regular passive income – cash dividend. ...By Cheerful DonkeyJuly 4, 2024
ReportsBhutan Stock Market Report [Jun ’24]This experience of not having to work is so wonderful. I can drop my son ...By Cheerful DonkeyJune 29, 2024
Personal FinanceMr. Black Earned Nu. 1.2M in TikTok Live StreamSangay Tshering popularly known as Mr.Black made Nu.1,200,000.00 in a TikTok Live game that lasted ...By Cheerful DonkeyJune 11, 2024
InvestingHow To Calculate Net Worth [Free Template]We often browse net worth of celebrities to know how financially well off they are ...By Cheerful DonkeyJune 3, 2024
ReportsBhutan Stock Market Report [May ’24]Some of the companies declared cash dividends and non-cash dividends last month. Bhutan stock market ...By Cheerful DonkeyJune 1, 2024
InvestingHow to Start Stock Investing As a StudentWhat would be a better way to learn about personal finance and investing early on ...By Cheerful DonkeyMay 26, 2024
Personal FinanceHow They Grow Wealth – My Own RealizationThe other day I watched a recorded speech by Tandin Dorji – the founder of ...By Cheerful DonkeyMay 21, 2024
InvestingWhat You Do – No Money to Invest in SharesWhenever I tell my friends and relatives to invest in shares, they will throw continuous ...By Cheerful DonkeyMay 15, 2024
Personal FinanceNu. 500,000 a Good Annual Salary in Bhutan?If we look at Nu.500,000 as an annual salary in Bhutan, it sounds like a ...By Cheerful DonkeyMay 14, 2024
Personal FinanceJust Know that Having More Money Is StressfulMy cousin and her husband, both left their jobs recently. They combined received the benefits ...By Cheerful DonkeyMay 4, 2024
ReportsBhutan Stock Market Report [Apr ’24]We’re still in the season of annual general meetings, dividend, and bonus shares. Market is ...By Cheerful DonkeyMay 1, 2024
InvestingI Don’t Like Dividends – Hear Out All My ReasonsWhenever I read comments in RSEBL Facebook, majority is on dividends. Why some companies do ...By Cheerful DonkeyApril 16, 2024
InvestingWhat All Are in My Personal Investment PortfolioAll the articles in this blog are by majority about stock. So, you all must ...By Cheerful DonkeyApril 12, 2024
InvestingBhutan Stock Index Just Set a New RecordIn the USA, S&P 500 reached a new record at 5,260.34 points. Our Bhutan Stock ...By Cheerful DonkeyApril 6, 2024
Personal FinanceI Won Nu. 2 Million Lottery – What Are PlansDid you read the headline? I won the Nu. 2 million Bhutan Lottery jackpot last ...By Cheerful DonkeyApril 1, 2024
ReportsBhutan Stock Market Report [Mar ’24]All the public listed companies in Bhutan must have their annual general meeting before 30th ...By Cheerful DonkeyMarch 31, 2024
Personal FinanceOur Monthly Internet Data Bill Down by 165%On an average, me and my wife usually recharge monthly 4X with Nu.499 internet data ...By Cheerful DonkeyMarch 20, 2024
ReportsBhutan Stock Market Report [Feb ’24]It’s getting warm in Thimphu especially during day. I am also comfortable with no heater ...By Cheerful DonkeyMarch 1, 2024
Personal FinanceYou’ll Need How Many Bank AccountsThere are 5 commercial banks in Bhutan. Will you need bank accounts in all five ...By Cheerful DonkeyFebruary 5, 2024
ReportsBhutan Stock Market Report [Jan ’24]In Bhutan stock market, start of a year is also a start of bullish sentiment ...By Cheerful DonkeyJanuary 31, 2024
ReportsNu. 75,600: Passive Income Earned in 2023We are into the second week of 2024. Let me give passive income report of ...By Cheerful DonkeyJanuary 8, 2024
ReportsBhutan Stock Market Report [Dec ’23]December – the final month of the year has come to an end. No matter ...By Cheerful DonkeyJanuary 2, 2024
InvestingGood Number of Shares For Investing in BhutanIf the title isn’t clear, what would be an ideal number of holdings of shares ...By Cheerful DonkeyDecember 24, 2023
Personal FinanceEmergency Fund: How Much Do You KeepIf you don’t maintain an emergency fund, you are living on an edge. When emergencies ...By Cheerful DonkeyDecember 9, 2023
ReportsBhutan Stock Market Report [Nov ’23]We are into the final month. The year will end in 27 days. Time goes ...By Cheerful DonkeyDecember 4, 2023
InvestingTesting: Interest on Savings Account in BhutanWhat is the interest rate on savings account in Bhutan? Do all the banks in ...By Cheerful DonkeyDecember 1, 2023
Personal Finance5 Levels of Wealth – Do You Know Your LevelI read an article on the 11 levels of wealth. I am not sure if ...By Cheerful DonkeyNovember 25, 2023
Readings10 Personal Finance Books You Need to ReadThere are numerous personal finance books on money management and building wealth. Though most of ...By Cheerful DonkeyNovember 12, 2023
ReportsBhutan Stock Market Report [Oct ’23]This month RSEBL rolled out the direct trading features in its MCaMs App to incorporate ...By Cheerful DonkeyNovember 2, 2023
InvestingHow to Read the Cash Flow Statement BetterCash Flow Statement records the overall movements of money in and out of a company. ...By Cheerful DonkeyOctober 29, 2023
Personal FinanceDrukYul Life Insurance – GIS for Your HouseholdRoyal Insurance Corporation of Bhutan Ltd (RICB) launched a Drukyul Life Insurance Plan. Some of ...By Cheerful DonkeyOctober 15, 2023
ReportsBhutan Stock Market Report [Sep ’23]RICBL launched 2 new insurance policies; National Life Insurance and an Integrated Money Back Policy. ...By Cheerful DonkeyOctober 3, 2023
InvestingBalance Sheet – Reading for Better InvestingA balance sheet shows every thing a company holds at a particular point of time ...By Cheerful DonkeySeptember 16, 2023
ReportsBhutan Stock Market Report [Aug ’23]The new capital brought in by the 1:1 bonus shares of Druk PNB Bank Ltd ...By Cheerful DonkeySeptember 2, 2023
InvestingIncome Statement – How to Read and Use itWhenever we invest in stocks, it is crucial to conduct a thorough analysis. It can ...By Cheerful DonkeyAugust 20, 2023
InvestingCorporate Bonds in Bhutan : Can You InvestDruk Wang Alloys issues Nu. 400 millions corporate bonds with a coupon rate of 7.5% ...By Cheerful DonkeyAugust 13, 2023
InvestingWhy Stock Market Increases Over TimeIf you look at the share prices of all the companies in Bhutan from a ...By Cheerful DonkeyAugust 12, 2023
ReportsBhutan Stock Market Report [Jul ’23]We started this month with the biggest salary increase getting credited in our bank accounts. ...By Cheerful DonkeyJuly 31, 2023
Personal FinanceThe Salary Increment: Let Us Use it WellAll civil servants in Bhutan received the biggest salary increase from this month. Some people received ...By Cheerful DonkeyJuly 30, 2023
Personal FinanceTime is Money – What Does it Mean for YouTime is money. The phrase is a part of our collective consciences – rich people ...By Cheerful DonkeyJuly 15, 2023
Personal FinanceWhich to Focus: Earning More Vs Spending LessSometimes, it feels so hard to explain which one to focus more – earning more ...By Cheerful DonkeyJuly 4, 2023
ReportsBhutan Stock Market Report [Jun ’23]We have come to the end of first half of 2023. Time moves so fast ...By Cheerful DonkeyJuly 1, 2023
InvestingDPNB Right Shares: What We Need to KnowThere are numerous methods a company can raise additional capital for growth and expansion. One ...By Cheerful DonkeyJune 21, 2023
Personal FinanceSocial Media – Main Sucker of Your WealthSocial media became a part of our daily lives – starting from manners we communicate ...By Cheerful DonkeyJune 21, 2023
ReadingsYour Money or Your Life: You can Have BothYour Life or Your Money, a book first published in Sept 1992 uncovered the relationship ...By Cheerful DonkeyJune 16, 2023
ReportsBhutan Stock Market Report [May ’23]Just like that, May is gone and June is here. Ever wondered why the time ...By Cheerful DonkeyJune 2, 2023
Personal FinanceExperiences of Realizing the Secrets of HappinessIn the winter of 2010, I was in Kheng Buli, wishing if someone could offer ...By Cheerful DonkeyMay 27, 2023
Personal FinanceIncome Gap in Bhutan: It is Just 99% vs 1%I came across below report of personal income tax revenue collected by DRC for the ...By Cheerful DonkeyMay 23, 2023
Personal FinanceMonkey Business in Bhutan Stock MarketThe monkey business story is often used as a case study in stock trading and ...By Cheerful DonkeyMay 21, 2023
ReportsBhutan Stock Market Report [Apr ’23]If March is the month of cash dividend and bonus shares declarations in Bhutan stock ...By Cheerful DonkeyApril 30, 2023
ReadingsRich Dad, Poor Dad – What I Learned From ItRich Dad, Poor Dad book introduced me personal finance – how to view money and ...By Cheerful DonkeyApril 9, 2023
ReportsBhutan Stock Market Report [Mar ’23]March was the month of bonus shares and cash dividend declarations in the stock market ...By Cheerful DonkeyMarch 31, 2023
InvestingDruk Satair Corp Ltd Will Be Closed DownDruk Satair Corporation Ltd (DSCL) announced its decision of voluntarily winding up of the business ...By Cheerful DonkeyMarch 30, 2023
InvestingBhutan Insurance Ltd Gave 1:1 Bonus ShareBhutan Insurance Ltd (BIL) declared a 20% dividend as well as 1:1 bonus share on ...By Cheerful DonkeyMarch 25, 2023
Personal FinanceCan You Get All Your Money if a Bank FailsIf a bank fails in Bhutan and you have your money with that bank, can ...By Cheerful DonkeyMarch 19, 2023
InvestingBNBL Share Price – Changes Post Bonus IssueBNBL Share price won’t move most of the times. But it started increasing in past ...By Cheerful DonkeyMarch 17, 2023
Personal FinanceSilicon Valley Bank Collapse [Lessons]If you want to know a real bank run case, you can follow the Silicon ...By Cheerful DonkeyMarch 14, 2023
ReportsBhutan Stock Market Report [Feb ’23]Hindenburg Research Report on Adani Group has tanked shares of all its seven publicly traded ...By Cheerful DonkeyMarch 4, 2023
ReportsBhutan Stock Market Report [Jan ’23]STCBL raised Nu. 200 millions and DCCL Nu. 1 billion issuing commercial papers. BOBL too ...By Cheerful DonkeyFebruary 5, 2023
InvestingStock Investing – How Much You Need to StartI will have a large sum of money to invest in stock market at once ...By Cheerful DonkeyJanuary 9, 2023
Readings20 Lessons of Psychology of MoneyIn my list of five best personal finance books, The Psychology of Money by Morgan ...By Cheerful DonkeyOctober 8, 2022
InvestingHow to Invest Nu.100K in Bhutan MarketI have been observing Bhutan Stock Exchange and overall landscapes of investing in Bhutan. It ...By Cheerful DonkeySeptember 5, 2022
Personal FinanceFreedom: One Thing Money Can Give YouOur society functions in a way it’s almost impossible for us to completely avoid money. ...By Cheerful DonkeySeptember 1, 2022
Personal FinanceDo You Think I’m a Bank? My Mother Shouts‘Do you think I am a bank?’ My mom would shout whenever I ask money. ...By Cheerful DonkeyAugust 19, 2022
Personal FinanceRich is a Mindset – You Are Richer Than You ThinkDo you want to be rich? Yes, of course. Everyone does. I don’t know why ...By Cheerful DonkeyAugust 7, 2022
InvestingNo Index Fund In Bhutan: Make One YourselfWe learnt how to invest in Bhutan stock market. But Bhutan stock market is quite ...By Cheerful DonkeyJuly 31, 2022
Personal FinanceLive Below Means: Mother of All Financial PrinciplesYou want control of your financial health to meet the financial freedom. But budgeting and ...By Cheerful DonkeyJuly 23, 2022
Personal FinanceMan in the Car Paradox: No Status in Luxury CarsA rich man in the car paradox is quite an interesting concept in personal finance. ...By Cheerful DonkeyJuly 8, 2022
Personal FinanceHow is Someone’s Wealth: What Car he DrivesIt is not so uncommon in our society to associate wealth with the type of ...By Cheerful DonkeyFebruary 10, 2022
InvestingMy Crypto Portfolio: How is it Now?Crypto have already become one of the most popular investment classes now. No matter if ...By Cheerful DonkeyFebruary 3, 2022
InvestingBhutan Govt Bond – Should You Invest in itGovernment of Bhutan issued a sovereign bond of Nu.3 billion for 3 years at an ...By Cheerful DonkeyJanuary 30, 2022
InvestingSave Money: Saving Money in Bhutan Possible‘No matter how hard I work for money, I always come in short of it. ...By Cheerful DonkeyJanuary 29, 2022
Personal FinanceMy Best Friend’s Story: Its Money LessonsI completed watching My Best Friend’s Story – a popular Chinese Drama Series. It’s about ...By Cheerful DonkeyJanuary 17, 2022
InvestingBhutan’s Inflation: When Money Lose ValueBhutan’s inflation has hit 6.87%. When the month-to-month inflation has been cruising above 5% past ...By Cheerful DonkeyJanuary 3, 2022
Personal FinanceCivil Servants – Learn to Pay Yourself First“Pay Yourself First” is a popular concept in personal finance, introduced by George Samuel Clason ...By Cheerful DonkeyDecember 27, 2021
Personal FinanceWe Work in Government for Money. Don’t LieWhen I was an innocent school boy, my dad used to tell me that I ...By Cheerful DonkeyDecember 24, 2021
Personal FinanceHow It is to Go Broke – Views and ExperiencesNobody wishes to go broke and remain so. However, one way or another way we ...By Cheerful DonkeyDecember 21, 2021
ReadingsThe Richest Man in Babylon: Timeless Wisdom‘The Richest Man in Babylon’ written by George Samuel Clason in 1926, is one of ...By Cheerful DonkeyDecember 14, 2021
Personal FinanceExpensive to be Poor: Vimes’ Boots TheorySamuel Vimes’ Boots Theory explains how it’s expensive to be poor; how it costs less ...By Cheerful DonkeyDecember 6, 2021
InvestingHow to invest in the Bhutan Stock MarketThe stock market of Bhutan is still small looking at the volume of trade of ...By Cheerful DonkeyDecember 1, 2021
Personal FinanceHow I Developed a Different Mindset for MoneyIt was about 11 in Thimphu one cold winter night. I was on my way ...By Cheerful DonkeyNovember 29, 2021
InvestingGoose, Golden Eggs and the GrandmaDuring my primary school days I remember reading the story of ‘Grandma and her Goose ...By Cheerful DonkeyNovember 25, 2021
InvestingBuilding Wealth – How I Do it in Simple StepsI have learned how to build wealth slowly but quite surely through reading popular books ...By Cheerful DonkeyNovember 24, 2021
Personal FinanceHow I Make Passive Income from InsuranceI have been earning passive income from insurance commissions of RICBL since 2015. The commission ...By Cheerful DonkeyNovember 23, 2021
ReadingsMillionaire Next Door – Are You One of ThemI completed reading ‘The Millionaire Next Door.’ The book is classic for a reason. It ...By Cheerful DonkeyNovember 16, 2021
Personal FinanceBhutanese Version of Latte Factor – The Doma FactorHave you read the popular personal finance book ‘The Automatic Millionaire’ by David Bach? One ...By Cheerful DonkeyNovember 10, 2021
Personal FinanceLow and high Income People in Personal FinanceWhen I first read Rich Dad Poor Dad, I was wondering why our education system ...By Cheerful DonkeyNovember 6, 2021
Personal FinanceHow Do You Think Money is Everything“How do you think money is everything?” My Asha Gomchen asked. “It’s nothing. Yet people ...By Cheerful DonkeyNovember 4, 2021
Personal FinancePersonal Finance Mistakes that Still Cost MeWhen it comes to personal finance, there are some decisions which I am not really ...By Cheerful DonkeyNovember 2, 2021
Personal FinanceWhy I Started this Personal Finance BlogI first came across the term FI/RE back in 2018, an acronym for Financial Independence ...By Cheerful DonkeyNovember 1, 2021