Whenever I tell my friends and relatives to invest in shares, they will throw continuous complaints of not having money.

It’s not that I tell them about investing in properties where capital needed is high and the thought of investing in them will scare off anyone.

When shares of most companies in Bhutan Stock Market don’t even cost more than Nu.100, their complaints make less sense.

They are not broke but so common Bhutanese that they will complain on investing in Nu.100 shares yet blow off few thousands at a bar.

If you are also one of such people, let me tell you how to invest in shares though you feel you don’t have even a cheltrum for investing.

To Build Your Saving & Investing Habit

If you feel you don’t have money for saving and investing even if you have a regular income, it means you don’t have the habit.

When you don’t have the habit, it means you aren’t prioritizing saving and investing in your life.

Once your priority in life is set, things will roll and gradually a habit would be formed. Things must start with a ‘WHY’.

If we do not have them, we will always end up choosing the easier option. Saving Nu.100 is easy, but not saving is easier. So we don’t save.

When you cannot save and invest despite having an income, it’s time you review your priorities, and check if you really don’t have money.

Check if You Really Don’t Have Money

Budgeting and then tracking expenses will give a sense on where money goes and see if they are into where you want them to be.

If you do not keep a budget, then listing all your expenses for a month or so and then going through them at the end helps.

You will be able to see where money went and then make you think if that is how you want to spend your money.

You will come across expenses which will make you think twice and also few that will make you feel proud.

When you think something must be done with how you spend money and plan how to do them, your priorities are setting down.

This method won’t work for people who don’t have regular income. But if you also start with ‘WHY’ then ‘WHAT’ and ‘HOW’ will follow.

Learn More on Stock Market Investing

Unless you learn about something, you will never know anything good or bad about the thing.

Be curious of stock market, trading and investing. Read personal finance books and hangout with people who have such interests.

Set Your Financial Priorities and Goals

You have money and you are spending without allocating based on your life priorities and goals.

It’s when you must have your own financial priorities and goals. They can be as simple as saving for your dream car.

Investing is the method of multiplying your wealth. Since cost of entry in other investment is high, stock market remains as the best for us.

Do you feel you don’t have money to invest in shares? Did you review all your expenses and priorities to see you really don’t have money? 

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