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I have a friend whose investment portfolio makes passive income twice a daily wage of a PWD Worker in Bhutan.

The minimum daily wage rate for a PWD worker in Bhutan is same as the minimum wage rate of the country.

Since the minimum daily wage rate of a PWD Worker in Bhutan is Nu.400, the passive income of my friend is also in relative to it.

What is the Meaning of it

This means his total income passive till date when divided by number of days or months, comes above Nu.400 and Nu.12,000.

All the income that goes into the calculation are all passive in a sense he didn’t trade his time for them.

It is his old money working, and giving him returns – a classic example of a well-cared goose giving golden eggs.

If we take the national poverty line of Bhutan – Nu.6,204 – announced by NSB, my friend is above poverty just with his passive income.

How Much is Investment

I know his portfolio has stock and bank accounts. When bank rates and dividend are considered, it will be above Nu. 1 million.

It would be too nosy on my part to ask how much is an exact investment capital. He didn’t share it with me.

Moreover, I also don’t like the idea of sharing full investment. What is the use? It would rather breed jealousy or pride whatsoever.

You too can build an investment portfolio like my friend following classic advices of the Richest Man in Babylon book.

Starting to save would be a first step. But it demands living below means. Saving gives choices.

If you want your money to take care of you in future, you should be taking care of it now.

However, mindless spending habits and wondering where your money are isn’t at all a sign of you taking care of it.

What are some steps to build such investments? Does your money serve you with passive returns?